The House

A yearly trend, which sees large amounts of Chinese investor’s coming to Canada to buy property has many Vancouver real estate experts bracing themselves for another busy Lunar New Year. This anticipation has been peaked of late because of heightened restrictions on Chinese property investment. With this brings high expectations that the first few months of 2012 will be injected with more activity in the local Vancouver housing market.

Research has shown that the Chinese continue to develop an insatiable appetite to live and purchase property in urban areas in and outside of China. China’s National Bureau of Statistics revealed that for the first time, the number of city-dwellers outnumbered those in rural areas. The latest figures for 2011 show 51.3 percent of China’s population live in urban areas.

Real Estate accounts for nearly 13 percent of China’s booming economy and has had few signs of slowing down with growth estimated at 28 percent a year. This has lead to many economists to call for regulations stating that the numbers are unsustainable and are creating an unbalanced housing market.

The benefits of having a red hot real estate market, is that property prices have allowed for the government to spend exorbitant amounts of money. But as provinces and local municipalities sell land and use land for large loans, economist have raised concerns of an emerging debt crisis similar to that of the US and Europe. Read the rest of this entry »

An RRSP or TFSA should be seen as a basket of investments. Add to Cart, you can place other qualified investments or financial instruments. Some of these investments RRSP or TFSA can be question: stocks, bonds, GICs, mortgages, call options, mutual funds or cash …. Building, but not directly.

So how can you be to participate in real estate with a TFSA or RRSP?

For most Canadians, the investment involved in real estate or is done within their RRSP or TFSA will, but there are some limitations. Whatever may invest, within or outside of a RRSP or TFSA in real estate law to pay big dividends in the long run – when it’s done!

Three options exist to participate in real estate in your RRSP or TFSA?

Option 1: mortgages. Most of the property is encumbered by a mortgage. A mortgage is a loan secured by the property. This is not real estate! However, a mortgage is a safer way to invest in real estate, but does not participate in the overall performance of real estate! TFSA or RRSP is the lender. You are in the bank! You can Read the rest of this entry »